Thursday, July 25, 2013

Swim Club Tragedy: Need For Accident and General Liability Insurance

Source: sadlersports.com - Swim Club Tragedy: Need For Accident and General Liability Insurance
Author: John Sadler

outdoor pool


Tragedy at North Carolina Swim Club                                          


An accident can happen anywhere, at any time. Recently, 11-year-old Lauren Cecil of North Carolina was electrocuted when a surge of current from a downed power line passed through the pool in which she and two teammates were practicing.


Julie Rhodes, president of the swim club, witnessed the wire fall and land in a parking lot. She described a “popping” noise and puff of smoke, prompting her to send lifeguards to stand guard around the pool and encourage swimmers to exit.  While Cecil’s teammates were able to safely jump out of the pool, she attempted to leave using a ladder. Unfortunately, the ladder served only as a conductor sending a large shock throughout her body.


Lifeguards were initially unsuccessful in retrieving her from the pool as the water continued to transmit electric shocks. Using a body board and kick board to prop her head up, Cecil was eventually removed from the pool and underwent CPR. Attempts to resuscitate her however proved fruitless and she was later pronounced dead at a local hospital.


The Importance of Accidents and General Liability insurance


In the insurance industry we are in the business of expecting the unexpected. Crazy things happen every day. Tragedies such as those that befell Lauren Cecil are not unheard of, and it is important to protect your swim club or fitness facility in the event of an accident. General Liability and Accident insurance are the best form of protection for ensuring that your organization and its administrators, staff, and participants do not suffer a serious financial loss as the result of unforeseen circumstances.


Source: 11 year old North Carolina Girl Electocuted While Swimming In Pool





Read Full Story: http://www.sadlersports.com/blog/swim-club-tragedy-accident-general-liability-insurance/

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