Showing posts with label health club insurance. Show all posts
Showing posts with label health club insurance. Show all posts

Tuesday, October 27, 2015

Death in Fitness Club Steamroom

Source: sadlersports.com - Death in Fitness Club Steamroom
Author: John M. Sadler

Ignored safety protocol ends in tragedy.


Businesses train their employees on opening and closing routines such as turning alarms on and off to closing out cash registers. There are security and safety reasons for these protocols. The death of a 24 Hour Fitness member is a tragic illustration of why it’s imperative that such routines be followed.


The body of a 77-year-old woman was found in a Colorado 24 Hour Fitness steam room by two members at 7:45 a.m. Apparently, the woman passed out in the steam room, which she accessed some time after 1 p.m. the previous afternoon. She died of renal failure resulting from dehydration, according to the coroner’s report.


24 Hour Fitness has a policy that employees are to conduct “team cleans” of the club every hour. And it’s obvious that the closing employee failed to checking that everyone had left the building before closing for the night.


Unfortunately, a similar incident occurred at another 24 Hour Fitness club in California in 2014. The body of a 60-year-old man was discovered in the sauna by the cleaning crew an hour after the club’s midnight closing.


It’s important to note that such tragedies could happen at any fitness club. It’s easy for employees begin to think of the daily and hourly walk-throughs as mundane and unnecessary when no incidents take place over the course of days, weeks and months. Fitness club owners and managers need to continually stress the importance of being alert and following the safety protocols that are in place. These two deaths can serve as examples why the policies are in place.


And to make matters worse, a wrongful death lawsuit could be filed by the victim’s family, which could financially ruin the club, the club owner and the employees involved.


We offer other helpful risk management articles on our blog for fitness clubs and fitness trainers.



Source: Pamela Kufahl, “Woman’s Undiscovered Death in Steam Room,” clubindustry.com. 14 July, 2015.


 


 





Read Full Story: http://www.sadlersports.com/blog/death-in-fitness-club-steamroom/

Thursday, October 30, 2014

Injury Claims Unique to Health Clubs

Source: sadlersports.com - Injury Claims Unique to Health Clubs
Author: John M. Sadler

What they are and how to reduce risk of occurrences


Health Club injury risksYou work too hard at running your health club to risk it all. But it could easily happen if a client were to sue over something you simply overlooked. Health club General Liability claims typically arise out of the condition of the premises and equipment. Regular cleaning and maintenance of the facility should be performed, and clients always properly instructed on use of the equipment. The three most common claims unique to health clubs and fitness centers are:


  • Falls while stepping on or off of a moving treadmill. which is usually a user error . However, a liability claim can be filed if the injured person did not receive proper instruction on use of the treadmill.

  • Slips/falls in wet areas. These claims usually occur in locker rooms and sauna, Jacuzzi and pool areas. Such falls are best prevented with non-slip mats and warning signage.

  • Slips/falls in exercise classes. Participants in group exercise classes slip or fall off step platforms and floors that become wet with perspiration and/or condensation from water bottles.

General Liability Risk Management


Steps can be taken to reduce the risk of injuries and claims being made against your facility.


Equipment Maintenance


  • Document and retain maintenance and repairs

  • Equipment safety signage should never be removed

  • Cardio and strength equipment should be checked daily

  • Power cords should be taped down to prevent trips and falls

Wet Areas


  • Non-slip floor mats and safety grab bars should be securely installed at showers/saunas/Jacuzzi exits

  • Signs warning “CAUTION: WET AREA” should be permanently displayed.

  • Members should be encouraged to wear non-slip footwear in wet areas

Group Exercise Area


The condition of group exercise equipment and floors should be checked daily, particularly worn step treads and worn, wet or damaged sections of the floor


Professional Liability Risk Management


Steps can be taken to reduce the risk injury claims being made against your facility resulting from something a staff member or independent contractor does or says (or fails to do or say).


Waiver/Release Forms


  • Have all clients, members and guests sign a waiver or release before using any part the facility. Members and clients should sign a new waiver/release upon renewal each year.

  • Waivers should state that “instruction on all equipment and facilities has been provided and/or offered” to the individual.

Instruction


  • Fitness staff should physically demonstrate all equipment for new members and guests.

  • Renewing members should be offered refresher instruction and instructed on use of any newly purchased equipment.

Staff


  • Staff should all be trained in the proper use of all equipment upon hire and receive training on newly purchased equipment.

  • Fitness staff should be made aware of the policy they are expected provide proper equipment instruction to members and guests.

  • Staff should not exceed their qualifications for fitness and/or health training . Only staff with proper nutritional or medical certifications should offer recommendations in these areas.

  • Independent contractors should offer proof of individual professional liability coverage before working in the facility.

Emergency Procedures


  • All employees should receive a copy and acknowledge by signature receipt of the facility’s emergency procedures plan. This plans should include what steps to take in the event of injury, illness, fire, power outage, severe weather, etc.

  • The emergency plan should be reviewed with staff regularly during the year.

  • Staff who work on the fitness floor should be CPR and first aid certified. At least one CPR and first aid trained staff member should be on the floor at all times.

  • If the facility has an automatic external defibrillator (AED), at least one staff member with AED training should be on site at all times.

If you have questions regarding risk factors, please call us at (800) 622-7370, and you can visit our Health Club Insurance page to find a plan that suits your specific needs. We specialize in these areas:


Circuit Training


Day Spas


Exercise Studios


Fitness Clubs


Health Clubs


Pilates Studios


Yoga Studios


 





Read Full Story: http://www.sadlersports.com/blog/injury-claims-unique-health-clubs/